The verdict
If you are a freelancer or sole trader with simple needs, and you mainly want business money kept apart from personal money, pick Revolut Pro. If you run a software or online business and want payments, subscriptions and invoices tied into your product, pick Stripe.
For most small B2B teams that sell online, I would lean to Stripe, because it scales and plugs into the rest of your stack. For a solo operator invoicing a few clients, it is more than you need. The two can also coexist, with Stripe taking payments and the payout landing in a business account. Neither is a bookkeeping tool.
Side by side
| At a glance | ||
|---|---|---|
| Starts at | ||
| Free plan | Yes | |
| API | Yes | Yes |
| MCP server | Yes | |
| Links |
Plans and pricing
Revolut Pro
- Revolut ProFree
Stripe
Pricing not in our catalogue yet.
Who each is for
Choose Revolut Pro if…
Pick Revolut Pro if you are a freelancer, sole trader or side-hustler who does not want to register a company. Setup is a few taps in the app you may already use, and the account has no monthly subscription. Payment links, invoices and QR codes cover simple ways of getting paid.
Watch the processing fees on card payments, which are higher for international and commercial cards, and check features for your country. If you incorporate, the vendor points you to Revolut Business. It is a money app, so check how statements reach your accounting tool before you move your invoicing.
Choose Stripe if…
Pick Stripe if you build software or sell online and have a developer, or can get one. You can start with a first payment and grow into subscriptions, usage billing, tax and a platform, all on one account. It has strong documentation, webhooks, a CLI and an official MCP server.
You pay per transaction, and the cut grows with volume. Add-ons such as Billing, Tax and Sigma cost extra. Payment links cover simple cases, but anything custom needs engineering time. Once your billing and tax sit there, leaving is slow. It is not an accounting system, so you still need one.
Other options worth a look
Bills digital products as merchant of record, handling subscriptions, usage metering, tax compliance and payouts.
Handle global subscriptions, payments and tax compliance without managing VAT registration across 300+ markets.
Acts as merchant of record for software and digital product sales, handling global tax compliance.
Manages subscription billing, invoicing and revenue recognition for recurring businesses with your own payment gateways.
Send invoices, track expenses, reconcile banks and prepare VAT returns for Dutch small businesses.
