The best Invoicing tools

Polar logo
Paddle logo
Lemon Squeezy logo
Stripe logo
Chargebee logo
PayPal logo
Moneybird logo
Productive logo
AI
Requesting payment, handling payment terms and collecting on invoices. Getting paid on time is a cash flow lifeline.

About Invoicing

This is for anyone who does the work and then has to chase the money for it, whether that is a single freelance invoice or a subscription business collecting the same amount every month. The lever it moves is cash landing on time: a catalogue and payment terms set up once, quotes and invoices that generate themselves from a won deal, and reminders that go out before you have to think about them, so being paid stops depending on you remembering to ask. Set the plumbing up before you switch it on. Get the product catalogue, tax settings and payment methods right first, connect a processor, and run one small transaction end to end before real invoices flow through it. From there, automate the parts that need no judgement, the recurring invoice, the reminder, the receipt, and keep the parts that do, such as a payment plan for a client in trouble, in your own hands. - What is a commerce hub in a B2B sales setup? - What should I set up before turning the commerce hub live? - What should I automate first in solo finance ops? - What counts as "first revenue" for a new venture? - Can I automate quotes and invoices through the commerce hub? - How do I connect payments to the commerce hub? - Invoicing and getting paid - Accounts Receivable - Invoices / contract - Invoicing - The Best Billing & Subscription Tools for Lean B2B Founders - Monthly Recurring Revenue (MRR) - Billings

Top picks

  1. Polar logo

    01Polar

    Bills digital products as merchant of record, handling subscriptions, usage metering, tax compliance and payouts.

    Best for: Developers and small software teams selling subscriptions, licences or usage-based services worldwide who want a merchant of record to handle tax compliance and billing infrastructure for them.

    Free plan
    Yes
    Price
    From $20/mo
    MCP server
    Yes
    API
    Yes
  2. Paddle logo

    02Paddle

    Handle global subscriptions, payments and tax compliance without managing VAT registration across 300+ markets.

    Best for: SaaS, app and digital product companies selling internationally that would rather have a merchant of record handle tax, compliance and failed payments than build it in house.

    Free plan
    Yes
    Price
    Not listed
    MCP server
    Yes
    API
    Yes
  3. Lemon Squeezy logo

    03Lemon Squeezy

    Acts as merchant of record for software and digital product sales, handling global tax compliance.

    Best for: Software makers and digital creators who sell globally and want a merchant of record to handle checkout, licence keys, subscriptions and sales tax instead of setting up their own tax compliance.

    Free plan
    Yes
    Price
    Not listed
    MCP server
    Not known yet
    API
    Yes
  4. Stripe logo

    04Stripe

    Query and visualise your Stripe payment and subscription data with SQL or natural language.

    Best for: Software and online businesses that take payments, run subscriptions or send invoices through code and want one provider for payments, billing, tax and reporting.

    Free plan
    Not known yet
    Price
    Not listed
    MCP server
    Yes
    API
    Yes
  5. Chargebee logo

    05Chargebee

    Manages subscription billing, invoicing and revenue recognition for recurring businesses with your own payment gateways.

    Best for: Subscription businesses, from SaaS to usage-based AI products, whose finance or revenue team needs billing, quoting and revenue recognition handled by one vendor.

    Free plan
    Yes
    Price
    From $99/mo
    MCP server
    Yes
    API
    Yes

The top 4 side by side

The top 4 Invoicing tools compared
8 points compared
Starts at$20/moNot known yetNot known yetNot known yet
Free planYesYesYesNot known yet
APIYesYesYesYes
MCP serverYesYesNot known yetYes
Dunning & churn recoveryYesYesYesYes
Hosted self-serve checkoutYesYesYesYes
Merchant of recordYesYesYesYes
Usage-based meteringYesYesYesYes
Links

All Invoicing tools

  • Polar logo
    ToolFinance
    Bills digital products as merchant of record, handling subscriptions, usage metering, tax compliance and payouts.

    Invoicing

    From $20/moFree planMCP server
  • Paddle logo
    ToolFinance
    Handle global subscriptions, payments and tax compliance without managing VAT registration across 300+ markets.

    Invoicing

    Free planMCP server
  • Lemon Squeezy logo
    ToolFinance
    Acts as merchant of record for software and digital product sales, handling global tax compliance.

    Invoicing

    Free planAPI
  • Stripe logo
    ToolFinance
    Query and visualise your Stripe payment and subscription data with SQL or natural language.

    Invoicing

    MCP server
  • Chargebee logo
    ToolFinance
    Manages subscription billing, invoicing and revenue recognition for recurring businesses with your own payment gateways.

    Invoicing

    From $99/moFree planMCP server
  • PayPal logo
    ToolFinance

    Invoicing

    Free planMCP server
  • Moneybird logo
    ToolFinance
    Send invoices, track expenses, reconcile banks and prepare VAT returns for Dutch small businesses.

    Invoicing

    From €3/mo yearlyMCP server
  • Productive logo
    ToolFinance
    Ties agency projects, time, budgets and profitability together in one place for managing client work.

    Invoicing

    From $10/mo yearlyAPI
  • AI
    ToolFinance
    Enables global payments, multi-currency wallets, and corporate cards while syncing financial data directly with major accounting software.

    Invoicing

    From $12/moFree planMCP server
  • Revolut Pro logo
    ToolFinance
    Provides a free business banking account and invoicing inside the Revolut app for freelancers.

    Invoicing

    Free planAPI

Put Invoicing to work

  • PlaybookFinanceReporting
    Profit and loss and the balance sheet are the two statements that show the financial health of your business. Every scale-up founder needs to read them as fluently as they read their own product.
    3 chapters

How we rank

Every tool in a category is ranked by the same rule, worked out from the data we hold, not by who pays us. In order:

  1. How many of the category's shared features it has.
  2. Whether there is a free plan to start on.
  3. How open it is to AI: an API and an MCP server.
  4. Whether its pricing is public.
  5. Name, A to Z, when all else is equal.

When we add a tool or learn more about one, the ranking updates by itself.