The best Bookkeeping tools

Xero logo
Exact Online logo
QuickBooks logo
AS
NA
ME
NI
DE
DO
20 Bookkeeping tools, ranked on features, a free plan and how open they are to AI.

Top picks

  1. Xero logo

    01Xero

    Cloud accounting with invoicing, bank reconciliation and reports, with no per-user licence fees on any plan.

    Best for: Small and growing businesses, bookkeepers and accountants that want shared cloud books with bank reconciliation and invoicing, and the option to connect other apps through an API.

    Free plan
    No
    Price
    From $27/mo
    MCP server
    Yes
    API
    Yes
  2. Exact Online logo

    02Exact Online

    Bookkeeping and accounting software for managing business finances and keeping complete financial records.

    Best for: Dutch small and mid-sized businesses and their accountants that want bookkeeping, invoicing, VAT filing and bank reconciliation in one system, with AI agents handling routine entries.

    Free plan
    No
    Price
    From €49/mo
    MCP server
    Not known yet
    API
    Yes
  3. QuickBooks logo

    03QuickBooks

    Cloud accounting from Intuit for invoicing, expenses, bank feeds and reports, with a free plan and four paid tiers.

    Best for: Small businesses and their bookkeepers, mainly in markets where Intuit sells it, that want cloud accounting with bank feeds, invoicing and reports and an accountant who can log in.

    Free plan
    Yes
    Price
    From $38/mo
    MCP server
    Yes
    API
    Yes
  4. AS

    04Aspire

    Manages global business accounts, virtual corporate cards, and automated bookkeeping to streamline international spending and financial records.

    Free plan
    Yes
    Price
    From $180/mo
    MCP server
    Yes
    API
    Yes
  5. NA

    05Navan

    Consolidates corporate travel booking, expense management, and card payments into one AI-powered platform with policy enforcement.

    Free plan
    Yes
    Price
    From $15/mo
    MCP server
    Yes
    API
    Yes

The top 4 side by side

The top 4 Bookkeeping tools compared
7 points compared
Starts at$27/mo€49/mo$38/mo$180/mo
Free planNoNoYesYes
APIYesYesYesYes
MCP serverYesNot known yetYesYes
Accountant accessYesYesYesNot known yet
Bank feed syncYesYesYesNot known yet
Multi-currencyYesYesNot known yetNot known yet
Links

All Bookkeeping tools

  • Xero logo
    Tool
    Cloud accounting with invoicing, bank reconciliation and reports, with no per-user licence fees on any plan.

    Bookkeeping

    From $27/moMCP server
  • Exact Online logo
    Tool
    Bookkeeping and accounting software for managing business finances and keeping complete financial records.

    Bookkeeping

    From €49/moAPI
  • QuickBooks logo
    Tool
    Cloud accounting from Intuit for invoicing, expenses, bank feeds and reports, with a free plan and four paid tiers.

    Bookkeeping

    From $38/moFree planMCP server
  • AS
    Tool
    Manages global business accounts, virtual corporate cards, and automated bookkeeping to streamline international spending and financial records.

    Bookkeeping

    From $180/moFree planMCP server
  • NA
    Tool
    Consolidates corporate travel booking, expense management, and card payments into one AI-powered platform with policy enforcement.

    Bookkeeping

    From $15/moFree planMCP server
  • ME
    Tool
    Automates business bill pay and vendor payments with OCR scanning, approval workflows and accounting software sync.

    Bookkeeping

    From $20/mo yearlyFree planAPI
  • NI
    Tool
    Unifies invoicing, bill pay, and accounts payable with free ACH processing and two-way QuickBooks synchronization.

    Bookkeeping

    From $35/mo yearlyFree planAPI
  • DE
    Tool
    Captures and extracts financial data from receipts and invoices to sync automatically with accounting software.

    Bookkeeping

    From $25.21/mo yearlyMCP server
  • DO
    Tool
    Manages U.S. business formation, ongoing compliance, and bookkeeping so international founders can launch and operate LLCs without local residency.

    Bookkeeping

    From $24.75/mo yearlyMCP server
  • FR
    Tool
    Sends professional invoices and estimates while tracking client time, expenses, and basic accounting reports for small businesses.

    Bookkeeping

    From $23/moMCP server
  • QO
    Tool
    Manage cloud accounting, invoicing, inventory and ZATCA-compliant e-invoicing with an open API and multi-branch support.

    Bookkeeping

    From $26.67/mo yearlyMCP server
  • SY
    Tool
    Syncs sales data from e-commerce and payment platforms to accounting software like QuickBooks and Xero automatically.

    Bookkeeping

    From $52/moMCP server
  • BI
    Tool
    Automate accounts payable, invoicing, and spend management by syncing payments directly with your accounting software.

    Bookkeeping

    From $49/moAPI
  • HE
    Tool
    Delivers automated bookkeeping, quarterly tax estimates, annual filing, and payroll services designed specifically for therapy practices.

    Bookkeeping

    From $10.75/mo yearlyMCP server
  • Rabobank logo
    Tool
    Provides business banking, payments and lending services for Dutch small businesses and self-employed entrepreneurs.

    Bookkeeping

    From $10.85/moAPI
  • SH
    Tool
    Automates receipt scanning and expense tracking by combining optical character recognition with human verification to maintain organized financial records.

    Bookkeeping

    From $8.08/mo yearlyAPI
  • TA
    Tool
    Connects you with licensed CPAs to handle monthly bookkeeping and prepare your tax returns automatically.

    Bookkeeping

    From $20.75/mo yearlyAPI
  • Twinfield logo
    Tool
    Cloud accounting and bookkeeping platform for managing your business finances and financial reporting.

    Bookkeeping

    API
  • RC
    Tool
    Generates IRS-compliant cost segregation studies to identify depreciable assets and maximize tax benefits for property owners.

    Bookkeeping

    From $950/mo
  • TA
    Tool
    Generate and e-file 1099 tax forms while managing vendor data, tracking IRS deadlines, and ensuring automated compliance reporting.

    Bookkeeping

    From $8.33/mo yearly

How we rank

Every tool in a category is ranked by the same rule, worked out from the data we hold, not by who pays us. In order:

  1. How many of the category's shared features it has.
  2. Whether there is a free plan to start on.
  3. How open it is to AI: an API and an MCP server.
  4. Whether its pricing is public.
  5. Name, A to Z, when all else is equal.

When we add a tool or learn more about one, the ranking updates by itself.