The verdict
On the data we hold, it's close: neither pulls ahead on features, a free plan or AI access. The choice comes down to how you work.
What the data says
- In our Bookkeeping ranking, Exact Online places 2 and Heard 14 of 20.
Side by side
| At a glance | HEHeard | |
|---|---|---|
| Starts at | €49/mo | $10.75/mo |
| Free plan | No | No |
| API | Yes | Not known yet |
| MCP server | Not known yet | Yes |
| Links |
Plans and pricing
Exact Online
- EssentialsEntry bookkeeping plan.€49/mo
- PlusMid-tier bookkeeping plan.€99/mo
- ProfessionalProfessional bookkeeping plan.€159/mo
- PremiumTop bookkeeping plan.€299/mo
HE
Heard
- LiteNew solo sole proprietors$149/mo
- EssentialEstablished solo LLC owners$199/mo
- PremiumS corporations and group practices$299/mo
Prices as the vendors list them. They change often; the final price is on their sites.
Who each is for
Choose Exact Online if…
Dutch small and mid-sized businesses and their accountants that want bookkeeping, invoicing, VAT filing and bank reconciliation in one system, with AI agents handling routine entries.
Other options worth a look
- ToolCloud accounting from Intuit for invoicing, expenses, bank feeds and reports, with a free plan and four paid tiers.
Bookkeeping
From $38/moFree plan - ToolCloud accounting with invoicing, bank reconciliation and reports, with no per-user licence fees on any plan.
Bookkeeping
From $27/mo - ASToolManages global business accounts, virtual corporate cards, and automated bookkeeping to streamline international spending and financial records.
Bookkeeping
From $180/moFree plan - NAToolConsolidates corporate travel booking, expense management, and card payments into one AI-powered platform with policy enforcement.
Bookkeeping
From $15/moFree plan - METoolAutomates business bill pay and vendor payments with OCR scanning, approval workflows and accounting software sync.
Bookkeeping
From $20/mo yearlyFree plan - NIToolUnifies invoicing, bill pay, and accounts payable with free ACH processing and two-way QuickBooks synchronization.
Bookkeeping
From $35/mo yearlyFree plan